What types of debts can be included in a debt agreement?

Some of the debts that can be included

  • Personal loan

  • Credit card

  • Utilities including gas, electricity, phone

  • Pay day lenders

  • Professional fess - legal / accounting

  • Trade Creditors

  • Medical fees

  • Unpaid employee entitlements

  • Overdrawn bank accounts

Some of the debts that can't be included

  • Unpaid Child Support / Maintenance

  • Court imposed fines

  • Debts that are incurred after the debt agreement was lodged with AFSA

  • Debts incurred by fraud

  • Victims of crime