What types of debts can be included in a debt agreement?

Some of the debts that can be included

  • Personal loan

  • Credit card

  • Utilities including gas, electricity, phone

  • Pay day lenders

  • Professional fess - legal / accounting

  • Trade Creditors

  • Medical fees

  • Unpaid employee entitlements

  • Overdrawn bank accounts

Some of the debts that can't be included

  • Unpaid Child Support / Maintenance

  • Court imposed fines

  • Debts that are incurred after the debt agreement was lodged with AFSA

  • Debts incurred by fraud

  • Victims of crime

Privacy

We are committed to protecting your privacy. We use the information you provide to assist you with your credit needs, including the preparation and submission of loan applications. We also use it to send you product information and promotional material. From time to time this will include direct marketing communications but we will always give you the option of not receiving these communications.  We may also provide your information to contractors who supply services to us (e.g. to handle mailings on our behalf), and to others if we are required to do so by law. We do not trade, rent or sell your information or disclose it to overseas recipients. 

If you don’t provide us with full information, we can’t properly advise or assist you with loan applications.  Our Privacy Policy contains information about how you can access and ask us to correct your information, or make a privacy related complaint. You can obtain a copy by contacting your broker or visiting our website.

Your consent

By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

For more information on your privacy rights please visit www.privacy.gov.au