How long does a debt agreement remain on your credit file?

If the debt agreement is completed and all obligations discharged;

The period of 5 years that starts on the day on which the agreement is made; or

The date the obligations are complete, whichever is later

If the debt agreement is terminated and all obligations are not discharged;

The period of 5 years that starts on the day on which the agreement is made; or

2 years from the date of termination, whichever is later

If the debt agreement is declared void by order of the Court

The period of 5 years that starts on the day on which the agreement is made; or

2 years from the date of the Court order, whichever is later